EP038:00 Run TimeMerchant Growth EmblemMERCHANT GROWTHLinkedIn Native Show

Justin Chen on Small Business Funding, Cognitive Health & Sleep Performance

Senior Partnerships Manager at Merchant Growth & Founder of Restore.jc. Deployed $20M+ in small business capital across Canada, why time is money when traditional banks move slow, severe sleep apnea recovery, and CBT-I sleep architecture for high-performing founders.

Host:Daniel Dano
Guest:Justin Chen
EP03 · 8:00

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00:00 / 08:00
Justin ChenMERCHANT GROWTHVerified Drop

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$20M+
SMB Capital Funded
CBT-I
Certified Sleep Coach
-23%
Client Cost Reduction
8:00
Tactical Runtime
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KEY TACTICAL TAKEAWAYS

What you learn in these 8 minutes

  • ✓Deploying $20M+ for SMBs Across Canada: Building trusted distribution partnerships from Vancouver to deploy non-dilutive capital to small mom-and-pop operators who need fast, frictionless funding.
  • ✓Time Is Money Over Interest Rates: For small business owners, waiting months in bureaucratic bank approval queues costs far more in lost opportunities than alternative financing.
  • ✓The Underdog Multiplier: Hearing how real businesses thrive—like a medical aesthetic clinic reducing operational costs by 23%—drives Justin's mission to champion business underdogs.
  • ✓Diagnosing Severe Sleep Apnea: Suffering from chronic exhaustion in his 30s led Justin to discover he was choking in his sleep, transforming his relationship with biological rest.
  • ✓CBT-I for High Performers: Certified in Cognitive Behavioral Therapy for Insomnia, coaching operators running on 5 hours of sleep to fix their sleep architecture without pharmacology.
  • ✓The 20-30 Minute Leverage Equation: Gaining an extra 30 minutes of deep, restorative sleep enables founders to close 10% more deals, retain 10% more talent, and make 10% sharper critical decisions.
  • ✓Kingmaker Mentality: Operating to elevate others and mentor upcoming entrepreneurs without needing personal credit—letting the results of mentees and partners take center stage.
REAL INTERVIEW QUOTESVerbatim Audio
"No man is an island. It takes a dedicated team and partners across the country to deploy capital and empower small, mom-and-pop business owners."

— Justin Chen, Senior Partnerships Manager, Merchant Growth · Sleep Coach, Restore.jc

"Time is money. When you're dealing with traditional banks, it's a painful process. Providing faster, convenient access to capital has immense value for underdogs."

— Justin Chen, Senior Partnerships Manager, Merchant Growth · Sleep Coach, Restore.jc

"What could 20 to 30 minutes of more restful sleep do for your business? Could you close 10% more deals? Retain 10% more talent? Make 10% better critical decisions?"

— Justin Chen, Senior Partnerships Manager, Merchant Growth · Sleep Coach, Restore.jc

"I want to be a kingmaker, not a king. I don't care about taking credit for anything—I'd rather elevate others."

— Justin Chen, Senior Partnerships Manager, Merchant Growth · Sleep Coach, Restore.jc

ABOUT THE GUEST

Justin Chen

Senior Partnerships Manager, Merchant Growth · Sleep Coach, Restore.jc

Merchant Growth EmblemMerchant GrowthSenior Partnerships Manager
$20M+ Capital Funded

Justin Chen is Senior Partnerships Manager at Merchant Growth in Vancouver, where his partnerships across Canada have deployed over $20M+ in flexible capital to small, mom-and-pop business owners. Certified in Cognitive Behavioral Therapy for Insomnia (CBT-I) and founder of Restore.jc, Justin also coaches high-performing founders and executives on optimizing sleep architecture, biological recovery, and critical decision-making.

Eight Minute Episodes· Hosted by Daniel Dano

Eight minutes. One interesting person. No fluff.

Eight Minute Episodes is a high-signal LinkedIn interview show hosted by Daniel Dano — American teenage software developer, founder of Ryla Labs, and author of Built Young. We invite founders, builders, and young innovators for frictionless 15-minute recording sessions with zero prep fluff.

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Questions

Got questions? I've got answers

A few things people usually ask me first.

Mostly web apps, small tools and mobile products — through Ryla Labs. I'm happiest on projects where I can own the build end to end.

School comes first. I build in the evenings and on weekends, and I plan projects in scopes that fit around classes and leadership commitments.

My first book, Built Young, is out now on Amazon in Kindle, Hardcover, and Paperback editions — it's a playbook for student founders drawn from two years building and shipping software as a teenager. I also write shorter essays on the blog.

Yes — send me a note through the contact section and tell me what you're building.